Banks
Support agent and merchant networks with a managed, branded service channel.
COLLABORATIVE ECOSYSTEM
Partner With Kai Merchant
Expand merchant acquiring, grow deposits, and reach new markets with a managed, white-label platform for local payments and merchant services that extends your existing financial infrastructure.
INTEGRATIONS
Who We Partner With
PayFacs
Deploy payments and value-added services across the merchant fleet.
MNOs
Extend mobile money, airtime, utility, and agency banking services through agent networks.
Device ecosystem
Certified Device Partners
Certify devices for deployment across approved hardware and form factors.
OPERATIONAL ADVANTAGES
Why Partners Choose Us
01
Lower Acquisition Cost
Combine certified payments and merchant services on lower-cost feature-phone architecture.02
New Revenue Streams
Deploy utilities, top-up, agency banking, lending, local ordering, and partner services alongside payment acceptance.03
Deposit Growth
Turn cash micro-transactions into deposits and recurring engagement across agent and merchant networks.04
Flexible Form-Factor Deployment
A managed deployment model designed to extend across certified hardware and form factors as the platform expands.You Keep Full Merchant Ownership
Banks, PayFacs, and MNOs retain complete control over pricing, risk management, and the direct relationship with the merchant. KaiOS provides the secure application layer and certified SDK without sitting in the payment flow.
SECURE INTEGRATION, CLEAR OWNERSHIP
Merchant App on Certified Device
Secure PIN pad and contactless interface
Your Payment Backend
You manage ledgering, authorization, and accounts
Acquiring Bank or Payment Partner
Direct settlement, scheme compliance, and partner-specific controls
You keep full ownership.
Form a Strategic Payment Partnership
Combine certified SoftPOS with your transaction infrastructure.