01
Lower Deployment Cost
One device combines a mobile phone and certified SoftPOS, reducing the cost of deploying legacy POS or smartphone-based SoftPOS.
Global Market Opportunity
300M+ Micro-Merchants Still Transact Mostly in Cash
Street vendors, taxi drivers, farmers, delivery workers, and FMCG kiosks power local economies – but traditional POS systems remain too expensive for many of them.
Kai Merchant: A Certified SoftPOS and Merchant Services Platform
Kai Merchant combines a dedicated smart-feature phone, certified payment software, and merchant services with secure integration into existing bank and processor infrastructure.
INTEGRATION MODEL
Your Infrastructure,
Extended to the Device.
KaiOS brings a certified device-side MPoC layer to your existing payment environment, without changing your processor relationship or merchant ownership.
Payment acceptance
EMV cards · Mobile money · QR · Pay-by-transfer
KaiOS provides
Kai Merchant
MPoC
A certified device-side payment layer for the merchant.
- MobiTap Mini
- Payments, wallet and business apps
- KaiOS Payment OS + SDK
- Attestation and monitoring on the device
Integration boundarySecure
API
API
Partner retains
Your Payment
Infrastructure
- Your payment backend
- PCI-DSS / PCI-PIN certified partner backend, unchanged.
- Acquiring relationship
- Deposits, fees, merchant data and customer relationship remain with you.
You remain in control ofPricing and risk · Deposits and fees · Merchant data · Customer relationship
Why Kai Merchant Wins
Lower-cost deployment, local payment acceptance, and a configurable service layer that turns every device into a revenue channel while you retain the merchant relationship.
02
Your Services, on Every Merchant Device
Configure and deploy your own branded services – utilities, airtime, agency banking, lending and more – across the merchant fleet. Turn payment acceptance into a scalable distribution and revenue channel.
03
Accepts Every Way Customers Pay
Accept contactless EMV alongside mobile money, QR, and pay-by-transfer – the local methods that carry everyday volume.
04
Built for the Field
A dedicated business device with long battery life and a familiar phone form factor, remotely managed across the fleet through a Terminal Management System (TMS).
Ready to Scale Your Merchant Network?
Start a pilot with Kai Merchant to deploy local payments and branded services across your merchant fleet.